Tips on Avoiding the Crime of Identity Theft

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Tips on Avoiding the Crime of Identity Theft

Monday, May 4th, 2009    Subscribe To Our Feed

1. Refrain from writing checks from your personal account to an individual whom you do not know. Rather, provide cash, a bank draft or a money order. Although you might not use online banking, an unauthorized person can draw out funds directly from your account via the Internet.

2. Before getting rid of bank statements, you should be familiar with the following – identity thieves cannot get into your bedroom or office. Instead, they go through your garbage cans looking for valuable data, and often, they find what they are looking for, so get ahold of a paper shredder. It is wise to consider making use of a personal identity theft product.

3. Enroll in paper statements. Most banks deliver their client’s statements via standard mail. The statements contains just about all of your bank account information and there is nothing stopping someone from opening your statements that come in the mail.

4. We frequently get credit card promo checks via the mail. These can be incredible simple to convert into cash. Contact your charge card company and request that they quit sending you those checks. Consider using a identity protection plan solution in order to protect your personal information.

5. You should know that banks do not replace the credit card number when they issue new ones. The expiration date is the only thing that changes. Undoubtedly, an expired credit card cannot finalize a transaction when used in person, but placing an order online, you may just be asked the card number and the name of the card holder.

6. Make sure that your cards are all signed. The person ringing up your transaction should compare the signature of the person using the card with the one on the back of the card, especially when a huge transaction is involved. To prevent someone who is not authorized using your credit card, sign the back of the card.

7. Credit offer mails that are pre-approved are dangerous much like financial statements. A perpetrator can very simply get credit with your name and pre-approved offers for credit. Precisely like with your other banking documents, pre-approved offers should be dealt with correctly.

8. Try not to use public computers like in hotspots, workplaces or public libraries when signing up for credit cards on the Internet and checking your credit card or bank accounts. They can be accessed easily by hackers. Even though you do not make use of computers in public places, ensure that you wipe clean the cookies stored in the computer once you sign off the computer. Read more about Life Lock Review to see if it is the right service for you.